Counterparty Credit Review
Periodic counterparty credit reviews for banks, broker-dealers, and hedge funds, sourced from regulatory filings and synthesized into structured profiles with PDF and Excel export.
Download PDFOverview
The Counterparty Credit Review tool builds a structured credit profile for a single counterparty — bank, broker-dealer, hedge fund, or non-US financial institution — by aggregating regulatory filings, financial statements, and registration data into a consistent five-tab report. Each profile is exportable as a PDF (workpaper-friendly) or Excel workbook for periodic credit committee reviews.
Open the tool at /credit-risk. Requires a Pro or Enterprise subscription.
Supported counterparty types
| Type | Primary sources | Identifier |
|---|---|---|
| US bank | FDIC Call Report (FFIEC), FDIC API, 10-K | FDIC cert |
| US broker-dealer | SEC FOCUS Reports, FINRA BrokerCheck | CIK / CRD |
| US hedge fund | Form ADV, 13F filings, investor letters | CIK |
| Korean financial institution | FSS DART filings | Item code |
| French financial institution | INSEE / Banque de France | SIREN |
| Australian financial institution | APRA / ASIC | ABN |
| German financial institution | BaFin / Bundesbank | LEI |
| UK financial institution | FCA Register / Companies House | Company number |
The search box accepts free-text names or tickers and filters by country. Results show entity type, jurisdiction, and identifier — selecting a result loads the profile page.
Profile tabs
Every profile renders the same five tabs, with tab content adapted to the entity type. The reading order is designed for a credit analyst: start with Overview for the headline rating, drill into Financial Health for the numbers, then Governance for management, Risk Flags for issues, and Sources for citations.
1. Overview
- Risk rating —
INVESTMENT GRADE,WATCH,ELEVATED, orHIGH RISK, with a one-paragraph rationale - Entity summary — legal name, jurisdiction, registration, type, parent (if any)
- Headline metrics — total assets, regulatory capital, primary regulator
- Last review date and next-review date for scheduling periodic refreshes
2. Financial Health
Quarterly time series rendered in entity-specific layouts:
- Banks — total assets, deposits, equity, loans, NPL ratio, ROA, ROE, NIM, CET1, leverage ratio (FFIEC Call Report fields)
- Broker-dealers — balance sheet (FOCUS), net capital, aggregate indebtedness, customer reserve, AI/NC ratio
- Korean FIs — KRW-denominated capital adequacy and asset quality from FSS DART
- French / Australian / UK FIs — local supervisory disclosures
- Hedge funds — AUM trajectory, leverage, top exposures from Form ADV and 13F
All metrics are quarter-end snapshots; trends are visualized inline.
3. People & Governance
Officers, directors, beneficial owners, and reportable disciplinary disclosures. For broker-dealers this includes FINRA BrokerCheck individual records; for hedge funds it pulls from Form ADV Schedule A/B.
4. Risk Flags
Structured risk callouts derived from the financial and governance data:
- Capital adequacy issues (CET1 trending below threshold, net-capital coverage tight)
- Concentration risk (single-name deposit concentration, top-counterparty exposure)
- Recent regulatory actions or material litigation
- Going-concern language in audited statements
- Liquidity stress indicators (deposit outflows, secured funding reliance)
5. Sources
Cited regulatory documents with direct links — FDIC call reports, SEC EDGAR filings, FINRA records, and any uploaded counterparty-provided documents.
Analyst notes and AI synthesis
Each profile supports two layers of qualitative input:
- AI-synthesized narrative — generated from the underlying filings to summarize trends and flag anomalies (handled by the analyst routing in
/docs/analysts) - Manual analyst notes — free-form notes appended to a profile by the reviewing user, persisted per counterparty and included in the PDF export
Notes are timestamped and attributed to the authoring user.
Document uploads
Counterparty-provided documents (audited financials, due-diligence questionnaires, NDA-restricted materials) can be uploaded directly to a profile via the Document Upload Portal. Files are stored in the credit-risk-uploads Supabase bucket and referenced from the profile's Sources tab.
Supported formats: PDF, Excel, CSV, Word, PowerPoint. Files larger than 25 MB are rejected client-side.
Export
Two export targets:
- PDF — a workpaper-style report including the five tabs, AI summary, and analyst notes, suitable for distribution to a credit committee
- Excel — raw data export with each tab on a separate sheet, for spreadsheet-based analysis and archival
Exports are generated server-side and include a generation timestamp and the user who requested them.
Data sources at a glance
| Source | Used for |
|---|---|
FFIEC Call Report (call_report.db) | US bank quarterly financials, capital ratios |
| FDIC API | US bank cert lookup, fallback financial fields |
| SEC EDGAR | 10-K, 13F, Form ADV, FOCUS filings |
| FINRA BrokerCheck | Broker-dealer registration, disciplinary disclosures |
| FSS DART (Korea) | Korean FI filings |
| Banque de France / INSEE | French FI disclosures |
| APRA / ASIC | Australian FI registration |
| FCA Register / Companies House | UK FI registration |
| BaFin / Bundesbank | German FI disclosures |
| OpenAI (GPT) | AI narrative synthesis |
Source-of-record links are surfaced on the Sources tab of every profile so each metric is auditable.
Access and pricing
The Counterparty Credit Review tool is gated to Pro and Enterprise plans. Users on FREE, BASIC, or ANALYST plans see an upgrade prompt at /credit-risk. See /pricing for tier details.
Related modules
- Bond Risk Calculator — corporate bond OAS, G-spread, and spread VaR (instrument-level, not entity-level)
- Analysts — the AI analyst team and routing rules used for credit narratives
- K-Factor (MIFIDPRU) — K-TCD capital charge for trading counterparty exposures